Financial Planning

Financial Planning – demystified

Our financial planning process is built around your goals, concerns, and future plans.

We take the time to understand what you want your life to look like—whether it’s starting a business, growing your family, buying a home, or travelling the world—and create a clear, personalised plan to help you get there.

Our strength lies in truly understanding what matters to you. We focus on your real concerns, not generic advice, so every strategy is aligned with your lifestyle and long-term vision.

We help you create, grow, and protect your wealth by focusing on five key areas:

Understand your ‘Freedom Gap’

We assess your current financial position and develop a simple one-page financial plan. This outlines how much you’ll need for your desired lifestyle, what you’re on track to achieve, and how to close the gap for a stronger financial future.

Reduce Debt or make it Tax Deductible

We create a strategy to reduce debt over time while optimising it for tax purposes. This may include converting non-deductible debt into tax-deductible debt, improving your overall financial position.

Protect your family lifestyle if anything goes wrong

Through insurance and risk management strategies, we help ensure your family can maintain their lifestyle in the event of illness, injury, disability, or death.

Keep your family wealth in your ‘bloodline’

We implement strategies to keep your assets within your family “bloodline”, helping protect your legacy from external risks such as relationship breakdowns.

Update Wills and Power of Attorney

Keeping your will and power of attorney up to date is one of the most effective ways to protect your family’s wealth and ensure your wishes are carried out.

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General advice disclaimer

The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.

Only financial planning advice provided by Ceebeks^TM Financial Solutions is associated with InterPrac Financial Planning Pty Ltd ASFL 246638.

Christopher Beks (Authorised Representative no. 231937) is a director of Ceebeks^TM Financial Solutions (Authorised Representative no. 344518) and an Authorised Representative of InterPrac Financial Planning Pty Ltd ASFL 246638 and is authorised to provide personal financial advice.

Chris Beks operates under Beks and Associates Pty Ltd, Corporate Authorised Representative No. 344518.

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FAQs:

We focus on “Life Centred Planning.” It’s not just about numbers; it’s about funding the life you actually want to live.

Today. The earlier we set your “flight path,” the less fuel (money) you need to reach your destination.

We match your investments to your risk tolerance and your “GOOD” values, ensuring your money grows in a way you’re proud of.

Yes. We use legal strategies like salary sacrificing, super contributions, and investment structures to keep more money in your “tank.”

At least once a year. We adjust your course based on changes in the economy, tax laws, and your personal goals.

Get In Touch

Drop us a line, call us or pop in for a barista-style coffee or tea. We’d love to chat about how we can reduce your stress, show you how to improve your profits and give you back your time.

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Financial Planning