Blogs

Blogs

Business owners from across Australia, including Warrnambool and surrounding areas, trust Ceebeksâ„¢ for valuable business insights, expert advice, and practical strategies through our blogs.

Retirement
Featured
4 Min Read

Make the most of your retirement income

Adjusting to a reduced income in retirement can be challenging. But luckily there are a wide range of support options available, plus all sorts of discounts and benefits, to give Australian retirees a financial helping hand.…
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Financial-Advice-for-women-a-long-life
Featured
4 Min Read

Retiring earlier and living longer: why every woman needs the right financial strategy to make sure their savings will last the distance.

Women in Australia can look forward to long and healthy lives, with the average female life expectancy now higher than 84.6.1 What’s more, women tend to leave the workforce earlier than men, at an average age…
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What-is-a-Self-Managed-Superannuation-Fund_
Featured
4 Min Read

What is a Self-Managed Superannuation Fund?

Superannuation – compare the pair, Retail Funds V’s Industry Funds have been all over the media but what about the Self-Managed Superannuation Fund (SMSF)?  What are they, what can they do and why the hype about…
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Is-an-SMSF-right-for-you_
Featured
4 Min Read

Is an SMSF right for you?

If you’re thinking of setting up a self-managed super fund (SMSF), there are lots of things you need to consider first. That’s why it’s important to understand exactly what’s involved so you can decide whether an…
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Key-Person-Insurance
Featured
4 Min Read

What is Key Person Insurance?

If the main person in your business was unable to continue in their role could your business continue to run smoothly or even survive? All businesses should consider the use of life insurance to compensate them for any financial…
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Life-TPD-Insurance
Featured
4 Min Read

Do you really need TPD Insurance AND Income Protection Insurance?

One of the common questions I get asked is, ‘Why do I need Total and Permanent Disablement (TPD) insurance when I have income protection, or vice versa’. After all there are similarities between the two and…
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Buy_Sell-Insurance
Featured
4 Min Read

What is Buy/Sell Insurance?

There are over two million small businesses in Australia, employing over three million people and very few of these have documented buy/sell agreements that provide clearly defined and fair ownership exit options. Why is buy/sell insurance…
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Lenders-Mortgage-Insurance
Featured
4 Min Read

What is Lender’s Mortgage Insurance?

Lender’s Mortgage Insurance (LMI) is an insurance policy that protects the lender from financial loss in the event that the borrower can’t afford to keep up their home loan repayments. The financial institution may make it…
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